So, I augmented my presence in the international banking scene yesterday by opening a second Chinese account. It’s not so much that one isn’t enough, it’s just that, well, I may have left my ICBC debit card in a gambling hall the other day (OK, the other week) and then may have gotten really ticked off at my bank for giving me the run around.
Yah, yah, not such a hot place to leave a card… no ‘aholic habits here though, the gambling hall is just the nearest cash machine on my corner (I swear…). Naturally, the staff had ‘no idea’ where my card went. And suddenly I give thanks for a 6-digit pin.
As for ICBC, largest bank in China or not, they’re awful. After visiting 4 different branches (over successive days) in search of a new card and getting the repeated explanation "we’re out of cards, come tomorrow" (ahem, bullsh…) I decided the solution was simply to open a new account with Bank of China. This I probably should have done from the beginning. So they only have 45 atm machines per square acre and not ICBC’s 478,000; they make up for it with an international presence and online banking (albeit in Chinese) that doesn’t require installing strange and suspiciously large software packages (PC only). Also, they actually keep spare cards lying around for customers like me. In the meantime, I can still draw down ICBC with my bar-coded savings booklet, a regional banking quirk that doesn’t quite fit into a wallet.
Opening a bank account in China is actually quite amusing. Firstly, it’s absurdly easy. Step 1, walk into account and present passport. Step 2, say any vaguely human sounding noise and they will immediately initiate account opening procedures. I’m guessing most foreigners don’t come to banks to conduct a multitude of complicated transactions. I’m also pretty sure I didn’t actually say anything to the teller, possibly I sneezed, before being presented with a bilingual sheet to fill in and then being prompted in digitized mandarin to enter my new password no less than 17 times… for varying reasons, in triplicate, plus a few for good measure. Then 4 more times to honor the gods and align my finances with current celestial happenings. Still, the whole shebang couldn’t have taken more than 7 minutes… after having waited in line for 25. A curious study in contrasting efficiency. And, to be sure, the kindly security guard peered over my shoulder inches from my head the entire time, fondled my backpack and ran mysterious paper errands with various documents, written in Chinese, that I had naturally signed without thinking twice about. I’ve probably just donated my living kidneys and spinal cartilage for raw consumption by superstitious Chinese athletes prior to important future Olympic events. I’ll make sure to text you all for help when if that happens.
P.S. Other regional service I’ve come to dislike: Malaysian Airlines
P.P.S. I’m fascinated by Hong Kong Money… it’s actually branded by individual banks. Feng-le Pianr!
P.P.P.S. Last night I ate hunk of wasabi the size of a baby’s fist. King Kong of babies. I absolutely do not recommend doing this. Jury’s still out on whether free dinner makes up for it. If my stomach doesn’t fall out by tomorrow, maybe yes.